50 Frugal Living Tips For Beginners (Save A Ton Of Money) (2024)

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Frugal Living For Beginners

If you are looking for a super simple way to save a ton of money without clipping coupons or counting your pennies frugal living is your best choice. Discover just how easy it is to save money, cut costs, learn how to budget and live below your means with 50 amazing frugal living tips for beginners.

What Is Frugal Living

We all need to start some where. Frugal living is super simple changes you make to your everyday activities that help you save a ton of money in the long run.

How To Live Frugally

If you are looking to live more frugally you might start by meal planning, budgeting, or turning off all the lights you aren’t using. These are all simple things that add up to huge savings.

Frugal With Money

Being frugal with your money is based on making smart money choices. It’s not about buying the cheapest thing out there. It’s about buying the right item for the job and making sure your saving money doing it.

Frugal People

People who are frugal with their money make sure that all their bills are paid. Their debt snow ball is lowering and their savings account is growing. You can do all of this even on a super tight budget.

Frugal Living Ideas

Simple frugal tips that can help you meet your money goals might include using a budget, meal planning, bringing your own lunch and coffee to work, DIYing your home decor and so much more.

How To Be Frugal

Being frugal is about making the choice to go without or to go with an alternative so you can have other things. Those other things are no debt, a growing savings account, a paid off mortgage, a cash flowed family vacation.

Frugal Ways To Save Money

Frugality can help you save money. The idea behind frugal living is living below your means. If you live frugally you will save money. Some common examples of how to frugally save money are meal planning, cancelling the cable and freezing fruits and vegetables in season.

50 Frugal Living Tips For Beginners

  1. Budget
  2. Use cash envelopes
  3. Meal plan
  4. Brown bag your lunch
  5. Bring your own coffee
  6. Stop buying water in a plastic bottle – refill instead
  7. Cook homemade meals
  8. Keep a stocked pantry
  9. Invest in a good slow cooker
  10. Try meatless meals
  11. Learn what foods you can freeze
  12. Stop buying precut and washed produce
  13. Grow your own food
  14. Create a grocery budget
  15. Shop generic goods
  16. Don’t be brand specific
  17. Switch to cloth napkins
  18. Ditch the single use items
  19. Make your own soaps
  20. Find a happy medium on the thermostat
  21. Run your washer and dryer only when full
  22. Wash your laundry in cold water
  23. Hang your laundry to dry
  24. Turn out the lights when you aren’t using them
  25. Unplug unnecessary appliances
  26. Cut the cable
  27. Cancel the landline telephone
  28. Save your coins in a jar
  29. Shop sales
  30. Shop thrift
  31. Shop local
  32. Use coupons
  33. Do your own repairs
  34. Sell stuff you don’t use
  35. Learn to DIY
  36. Make your own cleaning solutions with baking soda, water and vinegar
  37. Use it, mend it, re-purpose it, recycle it
  38. Work out at home
  39. Keep emergency cash on hand
  40. Be prepared for all seasons
  41. Plan a no spend weekend
  42. Plan cheap dates
  43. Take in free community events and entertainment
  44. Walk or take public transport
  45. Downsize your house or vehicle
  46. Plan a staycation
  47. Talk to your bank about cheaper rates
  48. Don’t try to keep up with the Joneses
  49. Be happy with what you have
  50. Make smart money choices

How To Live Frugally And Save Money

We have listed off 50 frugal ways to save money. You don’t have to do all fifty. I actually suggest you start with five. Get into the habit of doing those five frugal tips. See how they affect your budget and savings. Once you get more comfortable add a few more frugal ideas into the mix. If you aren’t sure where to start. Start with something easy like bringing your lunch and coffee to work everyday or look for ways to save on your 3pm coffee run.

Frugal Finances

Setting up a budget. Learning how to live within a budget is all part of frugal finances. Living frugally will help you pay down your debt, save money and get ahead. Get your free printable budget binder today.

Extreme Frugal Living

If you are looking to tackle your debt and save money faster extreme frugal living may be of interest to you. These are people who take frugal living one step further and in turn save more money.

Related Frugal Living Tips:

  • The Best Frugal Living Tips
  • Secret Must Haves Of A Frugal Living Home
  • Frugal Living Surviving On One Income
50 Frugal Living Tips For Beginners (Save A Ton Of Money) (3)

50 Frugal Living Tips For Beginners (Save A Ton Of Money)

50 Frugal Living Tips For Beginners (Save A Ton Of Money) (2024)

FAQs

How to be extremely cheap? ›

What are some tips for being frugal?
  1. Create a budget and stick to it. Being frugal begins with this tip. ...
  2. Shop around for the best deals. Buy what you need from the first store you see, but don't just go to the first one you see. ...
  3. Buy used instead of new. ...
  4. Make your own stuff. ...
  5. Repurpose and recycle. ...
  6. Be patient.
Aug 22, 2023

How to live extremely frugal? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How to be super thrifty? ›

15 Frugal Living Tips
  1. Tip 1: Differentiate between Luxury Spending vs Necessary Expenses. ‍ ...
  2. Tip 2: Make Cuts in Your Spending. ...
  3. Tip 3: Cap Your Spending. ...
  4. Tip 4: Keep Receipts and Track Spending. ...
  5. Tip 5: Think Twice Before You Buy. ...
  6. Tip 6: Learn How to Bargain. ...
  7. Tip 7: Reuse and Recycle. ...
  8. Tip 8: Find Thrifted Furniture.
Jan 19, 2024

How can I save money when I am already frugal? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

How to make money when desperate? ›

  1. Liquidate Your Assets.
  2. Take on Odd Jobs.
  3. Track Down Your Loose Change.
  4. Organize a Garage Sale.
  5. Use Retirement Funds.
  6. Part With Your Plasma.
  7. Borrow Money.

What is toxic frugality? ›

Frugality is the practice of being wise with money and avoiding wastefulness. It's a virtue that many people admire. It fosters responsible financial habits and can lead to a more sustainable life. But there's a darker side to frugality that can be detrimental to our quality of life. This is known as “toxic frugality.”

What are frugal habits of millionaires? ›

You might be surprised to learn that many millionaires clip coupons, buy in bulk, wait for sales, scour eBay and Craigslist for deals, limit clothing purchases, fly coach, avoid credit cards, and save half their restaurant meal for lunch the next day--habits that can free up cash for the occasional splurge.

How can I live a full life with little money? ›

10 Ways to Live the Big Life on a Small Budget
  1. Eat Well on Less. ...
  2. Take Advantage of Nature for Exercising. ...
  3. Consider Alternative Accommodations. ...
  4. Take Short Trips Instead of Long Vacations. ...
  5. Don't Write Off Discount Stores. ...
  6. Look for Other Free Entertainment. ...
  7. Embrace Secondhand and Vintage Home Stylings. ...
  8. Give Back to Others.

What's the best example of frugal living? ›

Examples of being a Frugal Person
  • Keeping and using old electronics
  • Watching movies and cooking meals at home instead of going out
  • Drinking alcohol only at home
  • Shopping at second-hand/thrift stores
  • Collecting credit card points and rewards
  • Buying off-brand/generic food products

How can I be more stingy? ›

15 Ways to start living stingy
  1. Ask yourself, “Does my spending spark joy?” ...
  2. Create a budget that works. ...
  3. Set financial goals for success. ...
  4. Review your subscription plans. ...
  5. Start living stingy by decluttering your home. ...
  6. Be stingy with your time. ...
  7. Stop spending money to start living stingy. ...
  8. Shop for cheaper insurance.
Oct 23, 2023

What is a cheap kind of person? ›

If you describe someone as cheap, you are criticizing them for being unwilling to spend money. [US, disapproval]

What does being cheap say about a person? ›

Being cheap means that you are solely concerned with saving money, without regard for society as a whole or your own moral standards, and are willing to even take advantage of others to reach your end goal of ultimately spending as little money as possible.

Why is being cheap good? ›

In fact, in many situations, it's better for your mental, physical, and emotional health than splurging a few too many times. When you're frugal then you're able to keep more money in your wallet and you're more likely to have the money you need for the big things in your life.

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